Granary

Envelope budgeting for Apple devices

Every dollar in a bin. Always know what's left.

Granary is the cash-envelope method without the cash. Fill your bins each month, log as you spend, and see in a glance whether you can say yes.

Coming soon to the App Store Free to start · iPhone, iPad, Mac and Apple Watch
Three bins: Groceries with $212 left, Dining out with $38 left, and Savings almost full Groceries $212 left Dining out $38 left Savings $40 to go

Simple to start. Exact when you want it.

Begin with big, colorful bins that answer one question. Switch to the Ledger for every bin to the cent and a running balance. Each person picks their own view.

Log in two taps

Or type one line: 23.75 dining pho. Granary remembers which bin each store goes in.

Apple Pay logs itself

Set up one Wallet automation and every tap is logged in the right bin, with no bank login.

On your wrist

See what's left from your watch face and log at the register without reaching for your phone.

Widgets and Control Center

What's left on your Home Screen, and a one-tap button for the coffee you buy every day.

The envelope method, without the homework

  • Move money between binsOverspent on dinner? Take it from fun money in one step.
  • Rollover or resetLeftovers carry into next month, or each month starts fresh.
  • Bills that log themselvesRent and subscriptions, weekly to yearly, or just a reminder.
  • Split a purchaseOne Costco run, shared between Groceries and Household.
  • Goals with a planSet a target and a date; Granary says what to set aside each month.
  • Bring your historyImport a CSV from YNAB, Goodbudget or your bank, reviewed before anything is added.

Budget together

Share one budget with your partner. They join free, see every bin, and each entry shows who logged it. Only the people you invite can join.

No bank loginGranary never asks for bank credentials and can't move money.
No accountNothing to sign up for. Open the app and start.
No trackingNo ads, no analytics. Your budget stays on your devices and in your own iCloud.
Backups built inA copy every day on each device, and a file whenever you want one.

Free to start. Plus for the household.

Free

$0

  • Up to 10 bins and one repeating item
  • Logging, widgets, Siri and Apple Watch
  • CSV import and automatic backups

Granary Plus

$29.99 a year, first month free

  • Share your budget with a partner
  • Sync across iPhone, iPad and Mac
  • Unlimited bins and repeating items
  • Monthly reports, bill reminders and receipt scanning
  • Apple Card import and CSV export

Or $3.99 a month, or $59.99 once. One purchase covers your household. Billed through the App Store; cancel any time in Settings.